Terms of Use

By accessing or using TruckLoansAi.com, you agree to these Terms of Use. If you do not agree, please do not use the site or submit an enquiry.

TruckLoansAi.com is a technology matching platform that connects commercial truck borrowers — owner-operators and fleets — with licensed US funding partners. TruckLoansAi.com is not a lender, broker, or financial institution. It does not make credit decisions, issue loans, or set rates, terms, or program availability. All financing is originated, underwritten, and approved by the funding partner you are matched with.

Submitting a pre-qualification enquiry does not guarantee that you will receive a financing offer or that any offer will be approved. Rates, terms, and program availability vary by partner and are subject to that partner's underwriting and approval criteria.

Pre-qualification on TruckLoansAi.com uses a soft credit inquiry that does not affect your credit score. A hard credit inquiry may occur only later, with your consent, when you finalize paperwork directly with your funding partner.

You are responsible for providing accurate, complete, and truthful information when submitting an enquiry. You authorize TruckLoansAi.com to share the information you provide with funding partners for the purpose of evaluating and arranging financing. Submitting false or misleading information is prohibited and may result in your enquiry being declined.

Each financing enquiry must be confirmed by you via email before it is shared with a funding partner. By confirming an enquiry, you represent that the submission was made by you and that you consent to the information being shared with funding partners as described in our Privacy Policy.

The TruckLoansAi.com name, logo, site design, and content are owned by TruckLoansAi.com. You may not copy, reproduce, or reuse site content, branding, or materials without permission, except as needed to use the site for its intended purpose of submitting an enquiry.

You agree not to use TruckLoansAi.com to submit fraudulent, spam, or abusive enquiries; to attempt to access internal systems or staff tools; to scrape or harvest site content; or to interfere with the platform's operation.

TruckLoansAi.com may link to or reference third-party websites and funding partners. Those third parties have their own terms, privacy practices, and underwriting criteria. TruckLoansAi.com is not responsible for the content, policies, or actions of third-party sites or funding partners.

TruckLoansAi.com is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, TruckLoansAi.com disclaims all warranties, express or implied, regarding the site and the matching service, including any warranty that a financing offer will be made.

To the fullest extent permitted by law, TruckLoansAi.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the site or the matching service, or from any financing decision made by a funding partner.

We may update these Terms of Use from time to time. Changes take effect when the updated terms are posted on this page. The effective date below indicates when they were last revised.

Questions about these Terms of Use can be sent to hello@truckloansai.com.